{"id":2850,"date":"2019-12-18T15:58:37","date_gmt":"2019-12-18T21:58:37","guid":{"rendered":"https:\/\/bhanlon.mortgagefinancial.com\/?page_id=2850"},"modified":"2019-12-18T15:58:37","modified_gmt":"2019-12-18T21:58:37","slug":"consolidate-your-debt","status":"publish","type":"page","link":"https:\/\/template.mortgagefinancial.com\/index.php\/consolidate-your-debt\/","title":{"rendered":"Consolidate Your Debt"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2850\" class=\"elementor elementor-2850\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fefa817 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fefa817\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-788ab9d\" data-id=\"788ab9d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4651661 elementor-widget elementor-widget-text-editor\" data-id=\"4651661\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.10.1 - 17-01-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h1>Consolidate high interest debt with a low mortgage rate!<\/h1><p>You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.<\/p><h2>Refinancing Programs that can Reduce Your Monthly Mortgage Payment<\/h2><p><strong>FHA Loan<\/strong><br \/>You may be able to refinance your FHA loan into a conventional loan and removing monthly mortgage insurance. This can help lower your monthly payment.<\/p><p><strong>15-Year Loan<\/strong><br \/>Pay off your debt quicker by refinancing it into a 15 year loan<\/p><p><strong>30-Year Loan<\/strong><br \/>Find stability and security by refinancing into a 30 year rate and feel good knowing your monthly payments will remain consistent<\/p><p><strong>VA Loan<\/strong><br \/>Veterans and military members can consolidate all debts with one low-cost loan<\/p><p>Not sure which program is right for you? Contact one of our specialists today! Mortgage Financial Services can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.<\/p><h2>Working with Mortgage Financial Services<\/h2><ul><li>We put YOU first.<\/li><\/ul><ul><li>Mortgage Financial Services offers some of the most competitive rates in the Nation!<\/li><\/ul><ul><li>Fast and efficient, we close most of our loans in 30 days or less.<\/li><\/ul><ul><li>We offer a variety of loans. Mortgage Financial Services can help you find the loan that is right for you!!!<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-30797f6\" data-id=\"30797f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-aab793b elementor-widget elementor-widget-shortcode\" data-id=\"aab793b\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><form action=\"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/pages\/2850#lidd_mc_form\" id=\"lidd_mc_form\" class=\"lidd_mc_form\" method=\"post\"><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_total_amount\">Mortgage Amount<\/label><input type=\"text\" name=\"lidd_mc_total_amount\" id=\"lidd_mc_total_amount\" placeholder=\"$\" value=\"300000\" \/><span id=\"lidd_mc_total_amount-error\"><\/span><\/div><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_down_payment\">Down Payment ($)<\/label><input type=\"text\" name=\"lidd_mc_down_payment\" id=\"lidd_mc_down_payment\" placeholder=\"$\" value=\"60000\" \/><span id=\"lidd_mc_down_payment-error\"><\/span><\/div><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_interest_rate\">Interest Rate (%)<\/label><input type=\"text\" name=\"lidd_mc_interest_rate\" id=\"lidd_mc_interest_rate\" placeholder=\"%\" value=\"5\" \/><span id=\"lidd_mc_interest_rate-error\"><\/span><\/div><div class=\"lidd_mc_input lidd_mc_input_light lidd_mc_input_responsive\"><label for=\"lidd_mc_amortization_period\">Amortization Period (years)<\/label><input type=\"text\" name=\"lidd_mc_amortization_period\" id=\"lidd_mc_amortization_period\" placeholder=\"years\" value=\"30\" \/><span id=\"lidd_mc_amortization_period-error\"><\/span><\/div><input type=\"hidden\" name=\"lidd_mc_payment_period\" id=\"lidd_mc_payment_period\" value=\"12\" \/><div class=\"lidd_mc_input\"><input type=\"submit\" name=\"lidd_mc_submit\" id=\"lidd_mc_submit\" value=\"Calculate\"\/><\/div><\/form><form action=\"https:\/\/www.mlcalc.com\/\" method=\"post\" id=\"lidd_mc_mlc_form\" target=\"MLCalcFrame\"><input type=\"hidden\" name=\"ml\" value=\"mortgage\" \/><input type=\"hidden\" name=\"cl\" value=\"true\" \/><input type=\"hidden\" name=\"wg\" value=\"widget\" \/><input type=\"hidden\" name=\"wt\" value=\"rmc\" \/><input type=\"hidden\" name=\"cr\" value=\"usd\" \/><input type=\"hidden\" name=\"cr\" value=\"\" \/><input type=\"hidden\" name=\"wl\" value=\"en\" \/><input type=\"hidden\" name=\"ma\" value=\"300000.00\" \/><input type=\"hidden\" name=\"dp\" value=\"60000.00\" \/><input type=\"hidden\" name=\"mt\" value=\"30\" \/><input type=\"hidden\" name=\"ir\" value=\"5.00\" \/><input type=\"hidden\" name=\"pt\" value=\"0\" \/><input type=\"hidden\" name=\"pi\" value=\"0\" \/><input type=\"hidden\" name=\"mi\" value=\"0\" \/><\/form><div id=\"lidd_mc_details\" class=\"lidd_mc_details\" style=\"display: none;\"><div id=\"lidd_mc_results\" class=\"lidd_mc_results\"><\/div><span id=\"lidd_mc_inspector\"><a href=\"https:\/\/www.mlcalc.com\/\" id=\"lidd_mc_inspector_1\"><img decoding=\"async\" src=\"https:\/\/template.mortgagefinancial.com\/wp-content\/plugins\/responsive-mortgage-calculator\/img\/icon_graph.png\" alt=\"www.mlcalc.com\" \/><\/a><\/span><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0e1fbd7 elementor-section-full_width elementor-section-height-full elementor-section-items-bottom elementor-section-content-bottom elementor-section-height-default\" data-id=\"0e1fbd7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e73e5b\" data-id=\"3e73e5b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Consolidate high interest debt with a low mortgage rate! You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/pages\/2850"}],"collection":[{"href":"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/comments?post=2850"}],"version-history":[{"count":0,"href":"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/pages\/2850\/revisions"}],"wp:attachment":[{"href":"https:\/\/template.mortgagefinancial.com\/index.php\/wp-json\/wp\/v2\/media?parent=2850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}